Financial Behavior in the Use of Electronic Wallets (E-Wallets) Among Gen Z

Authors

  • Rega Lutfiani USM, Indonesia
  • Shinta Septiani University of Semarang, Indonesia
  • Siti Fatimatus Zehroh University of Semarang, Indonesia
  • Wahyu Latif Almunawar University of Semarang, Indonesia

Keywords:

Financial Technology, Electronic Wallet (E-Wallet), Financial Knowledge, Financial Attitude, Income Level

Abstract

This study aims to determine whether or not financial knowledge and financial attitudes have an effect on the financial behavior of Gen Z. The subjects in this study were generation z in Kemijen Village, East Semarang District, Semarang City. This study uses the process and data collection techniques as mentioned by Moelang, namely the Process of Entering the Research Location, the Process While at the Research Location (Getting Along), the Data Collection Process (Logging Data). The results of the study on generation z in Kemijen Village concluded that the obsession with money that was too high they were too worried about managing their finances so that they usually had arranged financial planning so that it could be useful in the future by preparing or setting aside funds for unexpected needs

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Published

2025-12-08

How to Cite

Lutfiani, R., Septiani, S., Zehroh, S. F., & Almunawar, W. L. (2025). Financial Behavior in the Use of Electronic Wallets (E-Wallets) Among Gen Z. Asian Bulletin of Digital Economics and Business, 1(2), 61–69. Retrieved from https://www.journal.uruborospublishing.com/index.php/abdeb/article/view/50

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